Got left overs? Thanksgiving left overs YUM!

Got left overs from your Thanksgiving feast? Here are a few ideas from the Food Network on how to best cook, serve and re-heat your left overs!!!  Just click the link and see the yummy ideas they have cooked up for us...

 http://www.foodnetwork.com/thanksgiving-leftovers/package/index.html?affiliate=blocker&omnisource=SEM&c1=FN_Thanksgiving&c2=Google&c3=Leftovers&c4=thanksgiving%20left%20overs&c5=SEM&s_kwcid=TC|17059|thanksgiving%20left%20overs||S||7061928286

Turkey and mayo is my all time favorite! I saw on TV this morning a cook / cheif was using left over Sweet Potatoes in pancakes...

 What is your favorite thing to do with left overs?

My daughter in law is learning the art of Pecan Pie from her Mom, Lucky me :)

Karol

karol@realtyfive.com

"We choose to give"

 

#end

Who is the Home Inspector VS who is the Appraiser for your new home purchase?

The Home Inspector and the Appraiser are two different people with two different jobs and for two very different reasons…

The Appraisers job come first, your banker or lender will hire the appraiser on your behalf to do a Home Appraisal on your new purchase, the Appraisal in a “Opinion of Value” The value of the home needs to meet or exceed the dollar amount you are wanting barrow from your lending institution. Example: If your offer to purchase is $99,000 then the home must appraise for $99,000 or more in order to get your loan. The Appraiser will use comparable sales in the area to determine his or her “Opinion of Value” along with condition and location of the home you want to purchase. As the buyer you will receive a copy of the Appraisal usually at the closing table.

The Home Inspector will not give you a “Value” dollar amount, the home inspector’s job is to take a very close look at your proposed purchase from top to bottom, roof to basement including the foundation and the homes mechanical components. He or she will check inside and outside of the home looking for anything that might cause alarm for current and or future problems. The Home Inspector is a person who see's it all, lots & lots of properties... this is the person to ask your questions to; a good Home Inspector is full of knowledge and willing to share that with the new home owner… Most generally the Home Inspector will give you a complete written report on his or her findings, with that information you will be ready to decide… 1) to happily move forward with your new purchase or 2) bring attention any repair work needed to the seller asking the seller to take care of the repair before you close on the house. Most purchase contracts are written by the buyer’s agent with a Contingency Clause of: Contingent on approved Home Inspection allowing you as the buyer the choice to buy or walk away from the purchase in legal standings.

IF you have any further questions about the buying process… Realty Five of Defiance will gladly answer them for you! We are a professional TEAM of AGENTS ready to work for you… When Realty Five of Defiance represents you as our buyer, we have your best interest in mind and it doesn’t cost you a dime for our Real Estate services!

Call, text, email or Facebook us today!

Karol

"We choose to give"

See and download the full gallery on posterous

National Association of Realtors: 10 Market Facts for Uncertain Times

September 2010

Although the economy is soft and consumer confidence remains low, new data from the National Association of REALTORS® shows positive signs for the future. To help REALTORS® interpret current economic data and address clients’ concerns, here are 10 key facts to understand about today’s market.

1. The economy is growing, though slowly.
2. The private sector is finally creating some jobs.
3. Consumer confidence remains low, though clearly off bottom.
4. The 30-year mortgage rate is at generational lows.

5. The national median-home price is stabilizing.
6. Other home-price measurements also are showing price stabilization.
7. Home price-to-income ratios have returned to fundamentally justifiable levels.
8. Economists expect price increases in upcoming years
9. Delinquencies are high but recent loan originations are performing well.
10. The long-term path to self reliance may be helped from long-term housing-wealth gains.

To see the statistics behind these facts, download the full NAR research report, Market Facts in Uncertain Times > (PPT: 1.39MB)
To share this report, download the PDF > (1.46MB)

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via realtor.org

National Association of Realtors which Realty Five of Defiance is a member, of belives the soft economy is showing signs of improvement! We can hope the improvement reaches Defiance and N.W. Ohio...
Karol
"We choose to give"

Fall back in N.W. Ohio

It's that time of the year again in Defiance, Ohio along with most of the country!

Fall back, turn your clocks back one hour, what will you do with that extra one hour? Sleep longer? Finish reading your book? Spend extra time with your family? Spend a extra hour working on our business?

Maybe selling your home and getting it on the real estate market has been on your list of things to do or possibly house shopping has been on your list? You have a tad extra time so give us a call, text, email or Facebook... Realty Five of Defiance is ready to work with you!

Karol
"We choose to give"