Upscale home in a desirable neighborhood, Kettenring Hills Sub Division, Defiance. you guest it... it is FOR SALE~

Realty Five of Defiance has a family friendly, terrific home in Kettenring Hills, Defiance Ohio ready for you!

1261 Pinehurst welcomes family and friends as soon as you enter the main double doors, INVITING all to come in and enjoy! You will find 1261 Pinehurst, Defiance nestled in a wonderful corner of Kettenring Hills Sub Division making this homes location a prime location in a desirable neighborhood~

Updated decor? YES it is not only updated it has been neutralized making it move in ready for anyone's decorating taste from the new carpet to the new light fixtures this one is NICE!!!

Spacious? YES... this home offers a formal living room, dining room, family room that opens to the really exceptional kitchen, 3 bed rooms all on main level, 2 full baths along with abundance of closets and to top it all off the basement which we like to call the lower level is finished & ready for your kids game room, media center, craft room or hobbyist to set up shop!

Please give us a call, text, email or click on our web site to take a video tour or contact us on our Facebook page... we would love to get you inside for a closer look!

Looking forward to talking with you, Karol, Realty Five of Defiance

"We choose to give"

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Defiance area mortgage rates... UNBELIEVABLE

The Defiance area mortgage rates are UNBELIEVABLE!

I have had my Realtor license for 6 years & during this time frame I have been told countless times that the mortgage rates are at historical lows... WOW the rates I just received yesterday from a Defiance Fifth Third Mortgage Lender are VERY historically low!

8/17/2011 Rates:
Conventional

30 year fixed- 4.00% 20 year fixed- 3.75% 15 year fixed- 3.25%

Government

FHA/VA-30 year fixed - 4.125%

FHA/VA-15 year fixed- 3.25%

USDA 30 year fixed- 4.125%

Call, text or find us on Facebook, we can help guide you through the purchase of a new home with rates that will knock your socks off! Mortgage Lenders are ready!

Karol

"We choose to give"

Defiance area home buyers ask about Home Appraisals VS The Home Inspection?

Your Home Inspector and the banks Appraiser are two different people with two different jobs and for two very different reasons…
Defiance area home buyers I hope this will give you some great answers & explinations as you prepare for purchasing a Defiance area home!

The Appraisers job come first, your banker or lender will hire the appraiser on your behalf to do a Home Appraisal on your new purchase, the Appraisal is a “Opinion of Value” The value of the home needs to meet or exceed the dollar amount you are wanting to barrow from your lending institution. Example: If your offer to purchase is $99,000 then the home must appraise for $99,000 or more in order to get your loan. The Appraiser will use comparable sales in the area to determine his or her “Opinion of Value” along with condition and location of the home you want to purchase. As the buyer you will receive a copy of the Appraisal usually at the closing table.

The Home Inspector will not give you a “Value” dollar amount, the home inspector’s job is to take a very close look at your proposed purchase from top to bottom, roof to basement including the foundation and the homes mechanical components. He or she will check inside and outside of the home looking for anything that might cause alarm for current and or future problems. The Home Inspector is a person who see's it all, lots & lots of properties... this is the person to ask your questions to; a good Home Inspector is full of knowledge and willing to share that with the new home owner… Most generally the Home Inspector will give you a complete written report on his or her findings, with that information you will be ready to decide… 1) to happily move forward with your new purchase or 2) bring attention any repair work needed to the seller asking the seller to take care of the repair before you close on the house. Most purchase contracts are written by the buyer’s agent with a Contingency Clause of: Contingent on approved Home Inspection allowing you as the buyer the choice to buy or walk away from the purchase in legal standings.

IF you have any further questions about the buying process… Realty Five of Defiance will gladly answer them for you! We are a professional TEAM of 5 AGENTS ready to work for you… When Realty Five of Defiance represents you as our buyer, we have your best interest in mind and it doesn’t cost you a dime for our Real Estate services!

Call, text, email or Facebook us today!

Karol

"We choose to give"

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